Earn while you sleep!

Passive income is income resulting from cash flow received on a regular basis, requiring minimal to no effort by the recipient to maintain it. [Wikipedia]

There are numerous ways to earn passive income online, including various pyramid schemes and scams. Obviously we will not get involved with pyramids or other scams.

And, please don’t jump to conclusions BEFORE you have studied this entire page and videos included.

We are going to use cryptocurrency to generate passive income. But first…

What is cryptocurrency?

(click here to skip this if you already know)

Have you heard about any cryptocurrency yet? Bitcoin? Ethereum? Anything?

Currently there’s over 4,000 various cryptocurrencies (coins, tokens) total. Most of them are useless, and some are specifically created for scamming people.

We will focus on some of the most solid, most established, and most well known cryptocoins: Bitcoin, Litecoin, Ethereum, Tether, Bitcoin Cash. Their respective abbreviations are: BTC (sometimes XBT), LTC, ETH, USDT, BCH.

A cryptocurrency (or crypto currency) is a digital asset designed to work as a medium of exchange that uses strong cryptography to secure financial transactions, control the creation of additional units, and verify the transfer of assets. Cryptocurrencies use decentralized control as opposed to centralized digital currency and central banking systems. [Wikipedia]

Learn more at Wikipedia and Blockgeeks, also watch the following video:

Since cryptocurrencies are decentralized (with a few exceptions) nobody can access your funds unless YOU provide access, either knowingly or by accident (learn how to protect your crypto assets).

Now back to the topic…

What exactly is Cloud Token Wallet?

Cryptocurrency Wallet That Pays

Cloud Token is one of the newest wallets that has been launched recently.  There are some things about  Cloud Wallet that point towards great  success.

State Of The Art AI Technology

This 4.0 Generation Blockchain Technology Project Includes State Of The Art AI Powered High-Frequency Trading Technology Run By TENSORFLOW Engine Used By Companies Like Walmart, Google and Coca-Cola…

25 Years of Successful Development

Cloud Token was founded by WSBA, Singapore’s fourth generation public blockchain technology team. The CEO is Ronald Aai, serial entrepreneur last 25 years. He successfully built several Internet businesses in his early career and has been developing new technologies for social media, payment, mobile wallets, mobile phones, telco systems, IOT solutions and blockchain technology

Cloud Token Blockchain Project Key Points

  • Start profit sharing from day 1 on your deposit balance (8-12% per month) *
  • Rewards are distributed from the software on a daily basis
  • Withdrawals and token conversions to Ethereum anytime 24/7
  • Earn CTO by holding BTC, ETH, LTC, BCH, TUSD, USDT, DOGE and many more to come!
  • No membership fees. No contracts
  • Funds are liquid at all times
  • Credibility: Cloud Token App is listed in the Apple and Google store!
  • Real people, Real technology, Real business plan
  • All commissions and returns are paid out in Cloud Tokens
  • The token value has the potential to grow from $0.30 to $30 in the next 12 months *
  • Lucrative rewards program 21+ levels deep! *
  • Debit card available for qualified accounts in August, 2019
  • Available worldwide


An Interview with Ronald Aai (the genius behind Cloud Wallet)


So is it a scam or not?

Some folks are judging everything without actual research or proof, therefore I will list some of the most common questions and statements with plain facts and information in form of Q and A.

Q #1: Would a scam be available on Apple Store?

A: No! Apple Store is extra picky regarding new apps. They have a time consuming verification process in order to keep any bad quality apps (especially frauds!) away. The Cloud Token app is available on Apple Store and Google Play store.

Q #2: Why isn’t CTO (the Cloud Token coin) listed on any exchanges and Coinmarketcap?

A: Public listing would make the coin price swing up and down, or even being used as a pump and dump coin. It’s not publicly exchangeable or listed in order to avoid huge swings. To keep it stable.


Q #3: It looks just like PlusToken, WoToken and others. What’s the difference?



Q #4: It looks like a pyramid scheme.

A: Many companies use network marketing and MLM in order to motivate people to invite more customers. Unfortunately, plain money moving schemes (often Ponzi schemes) are using the same type of marketing, because their interest is to have as much money pumped in as possible.

The difference between MLM and a pyramid scheme is the business itself. Do they offer any sustainable products or services? Or do they merely ask you to deposit and recruit people in order to make money? The pyramid schemes take your deposit, it’s non-refundable.


Q #5: What if I invest my money and they will shut down and run away with my money?

A: Your money will not be “invested” or locked up. Your cryptocurrency will remain on the blockchain, and you have the private key. You don’t buy any packages, you don’t invest in a company. You only let a trading bot use your funds to make profits. Simple as that. You can take your funds elsewhere at any time if you feel the need. The only investing in this case would be investing in cryptocurrency. Basically, it’s like investing in gold or stocks, the same principle, different substance.


Q #6: Is there a trading bot at all? Or is it just a Ponzi scheme?

A: There are several demonstrations of the AI bot called Jarvis in action. Let’s see two of them here:



>>> JARVIS source code on Github: https://github.com/ccxt/ccxt

Technology behind Cloud Token (Part 1)

Technology behind Cloud Token (Part 2)


Q #7: Who are the owners and leaders of the company? Are they unknown?

A: The team: https://ctotoken.com/#who . Normally many “investing companies” (also mining, trading, etc.) are hiding their team, only having some customer support agents available, and letting various “early investors and recruiters” do the “leading” and be public. Not the case with Cloud Token.


Q #8: But BehindMLM exposes Cloud Token as a scam!

A: They “expose” everything as a scam before testing or proving anything. The author usually judges many of his “scams” even before they have properly been launched. The author of behindmlm is a guy who has failed and lost money to shady MLM systems, now hating all of them.

Some actually say that he’s trying to prevent people from losing money online. But this coin has two sides. While he may actually save someone from financial losses, he also prevents people from gaining money online. He’s trying to scare people off so they would keep working “safely” on their 9-5 jobs.

I don’t even see black and white on his website. It looks all black to me.

Please see this video. It has some very good key points, and it exposes this behindmlm guy pretty well.

* * *

This is also a good video. Unfortunately the sound quality is not the best.


How to get started?

Step 1:

Go to Apple Store or Google Play store, depending on the smartphone you’re using.

Search for Cloud Token, and install it. Or click on either of these buttons:
cloud token wallet ios app downloaddownload cloud token wallet app

Step 2:

Open the app, create your Cloud Token wallet.

You will be asked to enter a referral code. You can get the code from the person who shared this webpage with you.

Alternatively, you can enter the following code as well:


NOTE: If you’re using the code above, then you may ask for my help and guidance regarding setting up your Cloud Token cryptocurrency wallet. If you find and use a different code, then you cannot ask for my help. Then you can ask the person whose code you used.

IMPORTANT: Carefully follow the guidelines and write down the 12 words the app provides, in the same order! Should you ever lose your phone, then that’s the only way to retrieve your funds. Keep the words extra safe so no one else could steal your money!

(Learn how to protect your crypto assets).


Step 3:

Create your Wirex account and wallet. Wirex is one of the best ways to buy cryptocurrency, and they provide a Visa ATM card which you can use to take out cash or pay for goods and services.


NOTE: If you’re using this link, then you may ask for my help and guidance regarding setting up your Wirex cryptocurrency wallet.

Buy some cryptocurrency (ETH for example) via Wirex app. I would recommend for at least $500 USD, although I have seen any amount work fine. 500+ is more beneficial to you in terms of certain bonuses regarding Cloud Token wallet.

Please see Step 5 about buying cryptocurrency with Wirex.


Step 4:

I’m going to choose Ethereum (ETH) as an example to show you how to send and receive funds (cryptocurrency) between wallets (including your own wallets if you have more than one).

First, open up the Cloud Token app.

On the main page tap on the cryptocurrency you’d like to send to this wallet from another wallet (or, what you’d like to receive to your Cloud Token wallet). I used Ethereum (ETH) for my examples here.

Once you have tapped on it you should see another page similar to this:

Now tap on Receive.

Now you should see something like this:

That long line of letters and numbers is a cryptocurrency wallet address.

NOTE: Each cryptocurrency and each wallet have their own address. Never try to send one cryptocurrency to the address belonging to another cryptocurrency on another blockchain! Every coin has its own unique address!

NOTE: The ETH address shown in the picture above is mine. Unless you want to send me some ETH you need to get your own ETH address from your own Cloud Token wallet.

You can either scan the QR code with another device in order to copy the address, or just tap on “COPY”, and then paste the address into another app/wallet/website from where you transfer the funds (ETH in this example).

In this case you would use Wirex app from which you transfer the funds to your Cloud Token wallet.

Before proceeding we need to do…


Step 5:

Buying Ethereum (ETH) with Wirex.

Step 5.1:

Open your Wirex app, and on the main page tap on Accounts. You will see a list of supported cryptocurrencies. Choose the one you like (ETH for example) by tapping on it. Note that Cloud Token wallet currently supports BTC, ETH, BCH, USDT, LTC, Doge.

Tap on “Activate Ether” to make your ETH wallet active on Wirex.

Tap on the + icon at the bottom to Add Funds. You will be asked for your credit card details. Proceed with linking your card and making the cryptocurrency purchase.

Step 5.2:

Once you have received your ETH funds you will see them in your Wirex wallet under Ether.

Tap on Send -> at the bottom, You will need your Cloud Token ETH address to send the funds to. You may want to take a look at Step 4 again for details.


Step 6:

When you see your ETH in your Cloud Token wallet (on the main page) you’re ready to assign the ETH to Jarvis AI to earn passive income.

Tap on the Projects button. It’s the round blue button on the left.

Tap on Jarvis AI picture.

Tap on ETH.

Enter the amount you want to use with Jarvis. Or tap on the blue button that reads MAX to assign all your ETH to Jarvis.

Tap on Proceed.


It will take about 48 hours (2 days) for your first profits to show up. After that it will be updated daily.

The profits will come in CTO (Cloud Token coin) which you can exchange for other coins in your wallet. Currently, the easiest is exchange for ETH. Just a very simple swap.

Using your profits

Once you feel like you want to use your earnings (buy something, cash it out, etc.) then you’ll need to make the swap/exchange, send the funds from your Cloud Token wallet into your Wirex wallet, and then you can use your earnings!

When you want to use your Wirex card to take out cash or pay for things you’ll need to exchange the crypto funds you have in your Wirex wallet into USD or EUR first, and then transfer the amount onto your Wirex card. It’s all done within the Wirex app.

* * *

I will update and add more to this page, based on how much help and guidance you need.


I wish you luck and prosperity!


* Disclaimer: I and Cloud Token Wallet will not and cannot guarantee that you will make these levels of income, and you accept the risk that the earnings and incomes differ by individual. As with any business, your results may vary, and will be based on your individual capacity, business experience, expertise and level of desire. There are no guarantees concerning the level of success you may experience. Everyone’s success depends on their dedication, desire and motivation.

All content on this is site is intended for informational purposes only.

The 3 golden rules of investing in cryptocurrencies (or in anything):

  • Never invest more than what you afford to lose. This doesn’t mean that you will lose for sure, it’s for your safety, because anything can happen beyond our control.
  • Never take a loan in order to invest.
  • Scatter your investments. Don’t put all the eggs into one basket. Have several different cryptocoins.